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Practical guides for buying, financing, and operating small businesses. No fluff — just what you need to close deals.

The Spreadsheet Era of Business Acquisition Analysis Is Over

For 30 years, buyers have been making $500K decisions with a spreadsheet and a prayer. That era is ending. Here is why frameworks replaced guesswork, and what serious acquirers do instead.

April 26, 20269 min read

Financing

How Long Does SBA Loan Approval Take for a Business Acquisition?

SBA loan approval for business acquisitions takes 30-90 days. Preferred SBA lenders (PLP) close in 30-45 days. Standard lenders take 60-90+. Real timeline breakdown.

Apr 25, 202613 min read

Deal Evaluation

What Multiple Should You Pay for a Service Business Acquisition?

Most service businesses sell for 2x-4x SDE. The exact multiple depends on industry, recurring revenue, owner dependence, and transferability. Real ranges by trade.

Apr 25, 202613 min read

Deal Evaluation

What DSCR Do SBA Lenders Actually Require for Business Acquisition?

SBA 7(a) lenders require minimum 1.25x DSCR for business acquisition loans, but most prefer 1.35x or higher. Real numbers, formulas, and underwriting math.

Apr 25, 202611 min read

Deal Evaluation